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Eligibility Criteria
Student Loan Refinancing Eligibility
Before you apply for Wegetfnance Student Loan Refinancing to refinance your student or Parent PLUS loans, we’d like you to be aware of the eligibility criteria. In addition to the information noted below, you must also meet our underwriting criteria to obtain a loan from Wegetfinance.
- You are at least the age of majority in your state and able to enter into a binding contract.
- Be a US citizen, permanent resident, or non-permanent resident alien.
* Permanent residents must be able to show an image or scan of their permanent residency card (Green Card), and their Green Card must have a total validity (from issuance to expiry) of at least 2 years.
* Non-permanent resident aliens (including DACA recipients and asylum seekers) must have valid documentation showing immigration status is current. - Borrowers must be employed, have sufficient income from other sources, or have an offer of employment to start within the next 90 days.
- You have graduated with an associates’ degree or higher from a Title IV school.
- You are looking to refinance educational debt. Bar loans and residency loans are not eligible for refinancing at this time.
In order to refinance Student Loans, the school they originated from must have been an eligible, accredited Title IV school at the time of matriculation.
Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses.
State Eligibility:
We offer refinance loans in 50 states plus the District of Columbia.
Minimum loan amount:
$5,000 (may be higher in specific states due to legal requirements)
Medical Resident Student Loan Refinancing Eligibility
Am I eligible for a SoFi Medical Resident Refinance loan?
- You are a medical/dental resident or fellow with up to seven years left in your approved program.
- Be a US citizen, permanent resident, or non-permanent resident alien.
* Permanent residents must be able to show an image or scan of their permanent residency card (Green Card), and their Green Card must have a total validity (from issuance to expiry) of at least 2 years.
* Non-permanent resident aliens (including or DACA recipients and asylum seekers) must have valid documentation showing immigration status is current. - You have graduated with an MD, DO, DMD, or DDS from a selection of Title IV accredited university or graduate programs in the U.S.
- You meet Wegetfinance underwriting criteria. Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses.
- You are at least the age of majority in your state and able to enter into a binding contract.
- Be a US citizen, permanent resident, or non-permanent resident alien.
* Permanent residents must be able to show an image or scan of their permanent residency card (Green Card), and their Green Card must have a total validity (from issuance to expiry) of at least 2 years.
* Non-permanent resident aliens (including DACA recipients and asylum seekers) must have valid documentation showing immigration status is current. - Borrowers must be employed, have sufficient income from other sources, or have an offer of employment to start within the next 90 days.
- You have graduated with an associates’ degree or higher from a Title IV school.
- You are looking to refinance educational debt. Bar loans and residency loans are not eligible for refinancing at this time.
In order to refinance Student Loans, the school they originated from must have been an eligible, accredited Title IV school at the time of matriculation.
Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses.
State Eligibility:
We offer medical resident refinance loans in all 50 states plus the District of Columbia.
Minimum loan amount:
$5,000 (may be higher in specific states due to legal requirements)
Undergraduate Student Loans Eligibility
Before you apply for a Wegetfinance Undergraduate Loan, we’d like you to be aware of the eligibility criteria. In addition to the information noted below, you must also meet our underwriting criteria to obtain a loan from Wegetfinance.
Borrowers:
- Borrowers must be the age of majority in their state of residence, otherwise an age of majority cosigner is required.
- Be a US citizen, permanent resident or non-permanent resident alien.
* Permanent residents must be able to show an image or scan of their permanent residency card (Green Card), and their Green Card must have a total validity (from issuance to expiry) of at least 2 years.
* Non-permanent resident aliens (including DACA recipients and asylum seekers) must have valid documentation showing immigration status is current.
- Borrowers must be employed or have sufficient income from other sources (either borrower or cosigner).
- Borrowers must use the loan for Qualified Higher Education Expenses at an eligible institution. This loan is not available for associate degree seeking students.
- Borrowers must be enrolled at least half time in a degree granting program at an eligible institution. This loan is not available for associate degree seeking students.
Cosigners:
- Cosigners must be the age of majority in their state of residence.
- Cosigners must be US citizens, permanent residents, or non-permanent resident aliens. Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses.
Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses.
State Eligibility:
We offer Undergraduate Student loans in 50 states plus the District of Columbia.
Minimum loan amount:
The minimum loan amount you can borrow is $1,000.
Graduate Student Loans Eligibility
Before you apply for a Wegetfinance Graduate Student Loan or Graduate Certificate, we’d like you to be aware of the eligibility criteria. In addition to the information noted below, you must also meet our underwriting criteria to obtain a loan from Wegetfinance.
Borrowers:
- Borrowers must be the age of majority in their state of residence, otherwise an age of majority cosigner is required.
- Borrowers must be a US citizen, permanent resident or non-permanent resident aliens.
* Permanent residents must be able to show an image or scan of their permanent residency card (Green Card), and their Green Card must have a total validity (from issuance to expiry) of at least 2 years.
* Non-permanent resident aliens (including DACA recipients and asylum seekers) must have valid documentation showing immigration status is current.
- Borrowers must use the loan for Qualified Higher Education Expenses at an eligible institution.
- Borrowers must be enrolled at least half time in a graduate certificate or graduate degree granting program at an eligible institution.
Cosigners:
- Cosigners must be the age of majority in their state of residence.
- Cosigners must be US citizens, permanent residents, or non-permanent residents. Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses.
Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses.
State Eligibility:
We offer Graduate Student loans in 50 states plus the District of Columbia.
Minimum loan amount:
The minimum loan amount you can borrow is $1,000.
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Parent Student Loans Eligibility
Before you apply for a Wegetfinance Parent Student Loan, we’d like you to be aware of the eligibility criteria. In addition to the information noted below, you must also meet our underwriting criteria to obtain a loan from SoFi.
Borrowers:
- Borrowers must be the age of majority in their state of residence.
- Borrowers must be a US citizen, permanent resident or non-permanent resident aliens.
* Permanent residents must be able to show an image or scan of their permanent residency card (Green Card), and their Green Card must have a total validity (from issuance to expiry) of at least 2 years.
* Non-permanent resident aliens (including DACA recipients and asylum seekers) must have valid documentation showing immigration status is current.
- Borrowers must use the loan for Qualified Higher Education Expenses at an eligible institution.
- Borrowers are not required to be the legal guardian of the student to apply for the Parent Student Loan.
Co-signers:
- Cosigners must be US citizens, permanent residents, or non-permanent resident aliens.
Students:
- Borrowers must be enrolled at least half -time in a degree or graduate certificate granting program at an eligible institution.This loan is not available for associate degree seeking students.
- SoFi does not require Satisfactory Academic Progress (SAP).
Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses.
State Eligibility:
We offer Parent Student loans in 50 states plus the District of Columbia.
Minimum loan amount:
The minimum loan amount you can borrow is $1,000.
Graduate Certificate Student Loans Eligibility
Before you apply for a WegetFinance Graduate Certificate Loan, we’d like you to be aware of the eligibility criteria. In addition to the information noted below, you must also meet our underwriting criteria to obtain a loan from SoFi.
Borrowers:
- Borrowers must be the age of majority in their state of residence, otherwise an age of majority cosigner is required.
- Borrowers must be a US citizen, permanent resident or non-permanent resident aliens.
* Permanent residents must be able to show an image or scan of their permanent residency card (Green Card), and their Green Card must have a total validity (from issuance to expiry) of at least 2 years.
* Non-permanent resident aliens (including DACA recipients and asylum seekers) must have valid documentation showing immigration status is current.
- Borrowers must be employed or have sufficient income from other sources (either borrower or cosigner).
- Borrowers must use the loan for Qualified Higher Education Expenses at an eligible institution.
- Borrowers must be enrolled at least half time in a graduate certificate granting program at an eligible institution.
Cosigners:
- Cosigners must be the age of majority in their state of residence.
- Cosigners must be US citizens, permanent residents, or non-permanent residents. Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses.
Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses.
State Eligibility:
We offer Graduate Student loans in 50 states plus the District of Columbia.
Minimum loan amount:
The minimum loan amount you can borrow is $1,000.
Personal Loan Eligibility
Before you apply for a SoFi Personal Loan, we’d like you to be aware of the eligibility criteria. In addition to the information noted below, you must also meet our underwriting criteria to obtain a loan from Wegetfinance.
- You are at least the age of majority in your state and able to enter into a binding contract.
- You are either a United States citizen, eligible permanent resident, or non-permanent resident alien (including DACA recipients and asylum seekers).
* For eligible permanent residents or non-permanent residents, valid documentation is required showing your immigration status is current. - You reside in a state where Wegetfinance Lending Corporation or Wegetfinance Bank, N.A is authorized to lend.
- You are at least the age of majority in your state.
- You must be employed, have sufficient income from other sources, or have an offer of employment to start within the next 90 days.
Loan eligibility depends on a number of additional factors, including your financial history, credit score, and monthly income vs. expenses.
For applicants with one or more existing Wegetfinance personal loans, the applicant must have made at least three payments, as well as the most recent three payments on-time (not late), on each loan in order to be considered eligible for an additional personal loan. Note that Michigan residents can only have one Wegetfinance Personal Loan at any given time.
State Eligibility:
Minimum loan requirements might be higher than $5,000 in specific states due to legal requirements. Fixed and variable-rate caps may be lower in some states due to legal requirements and may impact your eligibility to qualify for a Wegetfinance loan.
See state license information here.
Minimum loan amount:
Personal loans have a minimum loan amount of $5,000 and maximum of $100,000. Minimum loan amount may be higher in specific states due to legal requirements.
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